TATA Capital Personal Loan offers solutions for financial needs in daily life. Whether it’s handling unexpected expenses or starting a business, getting funding quickly can reduce stress and prevent the need for high-interest loans.
TATA Capital Personal Loan offers an online solution to the financial needs of customers. Loan amounts can be tailored to individual needs, and the application process can be completed entirely online. For more details, know about TATA Capital Personal Loan.
Tata Capital Personal Loan Overview
| Name Of Article | TATA Capital Loan Apply Kaise Kare |
| Apply Mode | Online |
| Loan amount | ₹40,000 Up to ₹35 lakh |
| Who Can Apply? | Every All User Apply |
| Official website | tatacapital.com |
TATA Capital Personal Loan
With a hearty welcome to all the dear readers and people reading this article, in this article we are going to tell you all the process of TATA Capital Loan Apply Kaise Kare in full detail. But before applying, for your information, let us tell you that now you can easily apply for Tata Capital Personal Loan online and avail minimum amount of ₹ 40000 and maximum of ₹ 35 lakh. Below in this article, we have explained in detail all the information about applying loan step by step. After reading which you can apply and get the loan amount in your account immediately.
For your information, let us tell you how to apply TATA Capital Loan. For this you will have to follow the completely online application process. Now by applying online sitting at home, you can get a minimum of ₹ 40000 and a maximum of ₹ 35 lakh. But before that you are going to need necessary documents which are as follows – Aadhar Card, PAN Card, Aadhar Link Mobile Number, Bank Account along with all other documents, you can apply the loan through TATA Capital Loan Apply Kaise Kare.
Features of Tata Capital Personal Loan
- Under Tata Capital Personal Loan you can get a personal loan up to Rs 35 lakh.
- You do not need any collateral to avail Tata Capital Personal Loan.
- To avail Tata Capital Personal Loan, you will require minimum documents.
- You do not need to pay any extra charges on prepayment of Tata Capital Personal Loan.
- The entire process of applying for Tata Capital Personal Loan is online.
- Tata Capital Personal Loan is available at the lowest interest rates.
- These were some of the features associated with Tata Capital Personal Loan.
Eligibility Criteria for Tata Personal Loan
- Applicant’s age should be between 22 to 58 years
- The monthly salary of the applicant should be at least ₹15,000
- Applicant must have at least 1 year work experience
- Minimum CIBIL score required is 750
- Applicant must have worked in the same company for at least 6 months
- The loan amount can be up to 30 times the applicant’s salary.
Tata Capital Personal Loan Interest Rates
Tata Capital Personal Loan interest rates start from 10.99% per annum. However, the NBFC has not provided information whether it decides the interest rate on the basis of credit score or not. However, like other banks/NBFCs it may consider credit score while determining personal loan interest rates.
| Customer Type | Interest Rate |
|---|---|
| Employed starting | 10.99% per annum |
| Non-employed starting | 10.99% p.a. |
| Personal Loan Overdraft starting | 13.55% p.a. |
| Personal Loan for Doctors | 12% per annum |
| Personal Loan for Women starting | 10.10% per annum |
Amount received under Tata Capital Personal Loan
Friends, if you want to take a loan, then first of all you should know the amount of money you will get under that loan.
Friends, if we talk about personal loan from Tata Capital, then if you apply for the loan, you can get a personal loan from a minimum of Rs 75 thousand to a maximum of Rs 35 lakh from Tata Capital.
But the amount of money you will get under this loan depends on your salary, credit score, credit history and many other things.
Repayment Time of Tata Capital Personal Loan
Friends, before taking a loan, the most important thing is how much time you are getting to repay the loan.
If we talk about Tata Capital Personal Loan, then according to the amount of loan taken, Tata Capital gives you at least 12 to 72 months i.e. 1 year to 5 years for its repayment. Depends on the amount.
Tata Capital Personal Loan Documents Required
- Photo Identity Proof (Voter ID/Passport/Driving License/Aadhar Card)
- Income proof (a copy of your bank statement for the last six months)
- Salary Slip (A copy of your salary slip for the last three months)
- Residence certificate (a copy of your ration card/electricity bill/passport)
- Employment Certificate (Certificate of one year continuous employment)
Tata Capital Personal Loan 2024 Types
Travel loan
Purpose: To cover transportation costs, hotel expenses, tour packages or any other expenses related to travel.
Loan amount: Rs 75,000 – Rs 35 lakh
Duration: 1-6 years
Home Renovation Loan
Purpose: Through this loan, applicants can finance their home maintenance and repair needs
Loan amount: Rs 75,000 – Rs 35 lakh
Duration: 1-6 years
Personal Loan for Government Employees
Objective: To meet the personal financial needs of government employees.
Loan amount: Up to Rs 35 lakh
Duration: 1-6 years
Personal Loan for Employed Employees
Objective: To meet the personal financial needs of employed employees.
Loan amount: Rs 75,000 – Rs 35 lakh
Tenure: Up to 6 years (overdraft facility available)
Personal Loan for Doctors
Objective: To meet the personal and professional financial needs of doctors
Loan amount: Rs 5 lakh – Rs 75 lakh
Duration: up to 5 years
Personal Loan for Women
Objective: To meet the economic needs of working women as well as housewives.
Loan amount: Starting from ₹2 lakh
Tenure: Up to 6 years (overdraft facility available)
Also read: Women will get the benefit of personal loan from these banks
Pre-Approved Instant Personal Loan
Tata Capital also offers instant pre-approved personal loans to select individuals who have a good credit record. Tata Capital may also consider other factors like monthly income, credit score, age etc. of the applicant before approving this loan.
Personal Loan for Education
Purpose: Students planning to pursue further studies in India or abroad can use this loan to cover tuition fees and living expenses. This loan is suitable for those who
Loan amount: Rs 75,000- Rs 35 lakh.
Duration: 1-6 years
Medical loan
Purpose: For medical emergencies and other medical procedure related expenses
Personal Loan Applicant
Loan amount: Rs 75,000- Rs 35 lakh.
Duration: 1-6 years
Tata Capital Personal Loan Application Process Tata Capital Personal Loan Apply
Friends, if you are interested in taking a personal loan from Tata Capital, then you can apply for the loan in two ways. One of which is offline and the other is online.
Tata Capital Personal Loan To apply offline
- To apply for a personal loan from Tata Capital, first of all you have to visit any Tata Capital branch nearest to you.
- After visiting the nearest branch, you will have to meet the loan officer of Tata Capital, fill the application form given by him and attach the necessary documents and submit it to the branch.
- If you are facing difficulty in visiting your nearest Tata Capital branch, you can also contact a Tata Capital representative over phone call and apply.
- It may take a few business days for your Tata Capital offline loan application to be approved
Tata Capital Personal Loan Online Apply
- First of all, click on the official portal.
- Now click on personal loan.
- Now here you will be given important guidelines for the loan, which you will have to read carefully.
- After this the applicant will have to click on the apply option.
- After this the applicant will have to select his user type.
- Now after this the applicant will have to add his mobile number.
- An OTP message will be sent by the company to your mobile number. This has to be verified.
- Fill all the information asked from the applicant correctly.
- Now the applicant should scan and attach the necessary documents as per requirement.
- Now click on submit.
- Now you will be able to submit your application.
Tata Capital Personal Loan Customer Care Number
Toll free number- 1860 267 6060 (Between 9 AM to 8 PM Monday to Saturday)
Email ID – contactus@tatacapital.com / customercare@tatacapital.com
Tata Capital Personal Loan Usefull links
| Official Website | Click Here |
| Tata Capital Personal Loan Online Apply | Click Here |
| Home Page | Click Here |