If you want to know how to take loan from Dhani App, then first of all you have to know what is Dhani App. Dhani Ape was earlier known as Indian Blue. But today its name has become Dhani App.Let us tell you that Dhani app is used by more than 100 million people and Dhani app can get a loan to any person in 4 to 5 minutes.
Dhani App i.e. India Blue was established in the year 2000 AD. So this also proves that this company is quite old but this company is gaining more popularity in the last 4 to 5 years. The name of the chairman and founder of this company is Sameer Gehlot.
If you want to take a loan through this app, then initially you are given some terms and conditions, after reading which you can transfer your loan to your bank account in just 4 to 5 minutes. You also have to submit some necessary documents to get a loan through Dhani App. After that your loan passes through Dhani App.
Dhani Personal loan Details In Hindi
| App Name | Dhani Personal Loan |
| Star | 3.3/5 |
| download number | 5 crore plus |
| App size | 26MB |
| Review | 20 lakh plus |
| Interest rate | starts from 13.99% per annum |
What are the benefits of Dhani App?
- Dhani app has been downloaded by 100 million plus people today because it allows one to get a loan in a very short period of time.
- If you want to get a loan through Dhani App, then you can get the loan only through Aadhar Card and PAN Card.
- Your loan is approved through Dhani App in just 5 to 6 minutes and the money is transferred to your bank account.
- The interest rate of Dhani app is quite low and you can also repay it through EMI.
What is Dhani App?
Dhani App was earlier known as Indiabulls but later it was renamed as Dhani App and today it is used by 100+ million people, allowing you to get a loan in just 3 to 4 minutes.
Today it is used by 100+ million people, through which you can get loan in just 3 to 4 minutes, the company was started in 2000, so Indiabulls Dhani is a very old company whose popularity has increased over the years Sameer Gehlot Is. Chairman and founder of this company. With this app, you can transfer the loan amount to your account sitting at home based on its term and condition, then the loan amount is immediately transferred to your account, for which you will have to submit various types of documents based on it. Have to deposit. But only then your loan is approved.
Indiabulls Dhani provides many types of loans to the people and Dhani app is a branch of Indiabulls which is provided with better design and facility to give loans to the people, it provides the following types of loans.
What are the other services of Dhani App?
Online Shopping: This loan app says that you will give up to 75% discount. But this offer is only on a few items.
Online Medicine: The website talks about giving up to 50% discount on purchasing medicines online. I couldn’t find anything like that.
Online Bill Payment: Offers 3% cashback, I haven’t actually found that.
UPI Service: It has been mentioned that up to 5 percent cashback will be given on UPI service, I have not been able to test it.
Stock Market Service: Offered with zero account opening fees and zero brokerage fees but I have not been able to test this.
Note – I have not been able to test UPI and stock market service. If any of you have used this service, please share your experience in the comments.
How to apply loan from Dhani App
- How to take loan of 15 lakhs from Dhani App
- First of all, open Indiabulls Dhani app in your mobile.
- Now you have three to four options available to apply for the loan as India Bull Dhani offers different types of loans like – Personal Loan, Home Loan etc.
- Now on the home screen you have to click on Loan from Personal Loan, Home Loan, Business Loan.
- As soon as you click on the option of loan application, a new form will open in front of you in which you will see two options, first is Salary and second is Self-Employer.
- Now you have to give your complete information in which you have to enter your name, your income, email ID, pin code, PAN card number etc. along with referral code -0050672207 and click on the next button.
- Along with providing your personal information, enter the required amount in the loan form and you can get a loan up to ₹ 1500000 through the Dhani app.
- When you fill the complete loan form and submit it. So your form goes for review and your form is verified by India Bull Dhani team then you are informed through message whether your loan is approved or not and if your loan is approved then through SMS How much is all this information?
Dhani App personal loan fees and charges
| Processing fee | starts from 3% |
| Interest rate | starts from 13.99% |
| Prepayment Charges | 5% (after 6 months) |
| Late payment penalty | 3% per month |
| Bounce fee | Rs 400 for salaried person |
| Loan cancellation fee | Rs 3000 |
| Loan rebooking fee | Rs 1500 |
How to transfer money from Dhani App to your bank
When the loan amount comes to Dhani App Card, then to use this amount from there, you will have to transfer this amount to your bank account, for which you will have to follow the following steps.
- You have to open Dhani App and first click on Transfer Money option.
- Here you will see the option of Transfer to Bank on which you have to click.
- Now you can transfer the loan amount to the bank account which you have linked to the Dhani app, but if you want to transfer the loan amount to any other bank account then you have to click on the option of Add Another Bank.
- Now you have to fill the amount you want to transfer and click on Continue (Remember that you can transfer only Rs 24 thousand in a day)
- So after completing all these processes, the loan amount will be transferred to your bank account within 24 to 48 hours.
Benefits of using Dhani App
This is because friends, this is the biggest advantage of using this app. And that is why today people first use Dhani app to take loan. So friends, let me tell you what are the benefits of using Dhani App:-
- With the help of Dhani App, you can easily take loan, hence most of the people use Dhani App to take loan.
- And to take loan from Dhani App, you only need Aadhar Card, PAN Card, Mobile Number and Gmail ID and if you want, you do not need any document other than Aadhar Card and PAN Card.
- Friends, through Dhani App you can take a loan in just 3 minutes. And after some time the loan amount is transferred to your wallet.
- EMI facility is also available inside the Dhani app.
- Very little interest is charged inside Dhani App.
- With the help of this app, you can get an instant loan sitting at home, for this you do not need to go anywhere.
Eligibility for taking loan from Dhani App.
- The person applying must be 21 years of age or older
- Applicant must be a native of India
- The applicant must have a regular source of income
- Documents required to take loan from Dhani App. Dhani Loan Important Documents
Dhani App Loan Required Documents
- Aadhar card
- PAN card
- bank passbook details
- Dhani App registered mobile number
- Email ID and other information
DHANI APP USEFULL LINK
| लोन अप्लाय करने के लिए | यहा क्लिक करे |
| 10,000 से अधिक राशि के लिए | यहा क्लिक करे |
| 30,000 से अधिक राशि के लिए | यहा क्लिक करे |